Capital and reserves

Category redeemable at notice of up to 3 months

Category redeemable at notice of up to 3 months

with agreed notice of 3 months or more

Category redeemable at notice of up to 3 months Currency national

9.3 e Redeemable at notice up to 3 months over 3 months of which over 2 years ( 2 )

9.3 x Redeemable at notice up to 3 months over 3 months of which over 2 years ( 2 )

5 Deposits redeemable at notice of up to 3 months DE GR ES FR IE

6 Deposits redeemable at notice of over 3 months DE GR ES FR IE

5 Deposits redeemable at notice of up to 3 months LU NL AT PT FI

Corresponding to other euro area fiches Time deposits with an agreed maturity of 3 months SU0515 BISM .

6 Deposits redeemable at notice of over 3 months LU NL AT PT FI

Category redeemable at notice Category redeemable at notice Category overnight of up to 3 months of up to 3 months Currency national Currency national Currency national Sectors other general governSector other resident sectors Sector other resident sectors ment , other resident sectors

LIABILITIES Currency in circulation Deposits up to 1 year over 1 year Deposits Euro Overnight With agreed maturity up to 1 year over 1 and up to 2 years over 2 years Redeemable at notice up to 3 months over 3 months Repos Deposits Foreign currencies Overnight With agreed maturity up to 1 year over 1 and up to 2 years over 2 years Redeemable at notice up to 3 months over 3 months Repos Debt securities issued Euro up to 1 year over 1 and up to 2 years over 2 years

Balances placed without a fixed maturity that can be withdrawn only subject to a pre announcement of up to and including three months

9.3 a Deposits redeemable at up to and including three months notice

Balances placed with a fixed term to maturity that are non transferable but that have been subject to a notification of less than 3 months for an earlier redemption .

Balances placed with a fixed term to maturity , that are non transferable but have been subject to a notification of more than 3 months for an earlier redemption .

2 ) Include deposits from households redeemable at notice of up to three months .

up to 3 months

The agreement shall specify a notice period of at least 12 months .

The agreement shall have an agreed period of notice of at least 12 months .

9.1 x. Overnight 9.2 x. With agreed maturity up to 1 year over 1 and up to 2 years over 2 years regulated deposits 9.3 x. Redeemable at notice up to 3 months over 3 months 9.4 x. Repos 10 .

over 3 months

up to 3 months ( 1 )

daily data ) three month EUREPO three month EURIBOR three month OIS spread between three month EURIBOR and three month OIS 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.0 Jan. Apr . July 2009 Oct. Jan . 2010 140 120 100 80 60 40 20 0 20 40 significantly following further reductions in the key ECB interest rates in that period .

Balances placed without a fixed maturity that can be withdrawn only subject to a pre announcement of more than three months

Prior to January 1999 , PIBOR 3 months

Deposits redeemable at notice up to 3 months ( 6 ) over 3 months of which over 2 years ( 9 ) 9.4 .

Deposits redeemable at notice up to 3 months ( 6 ) over 3 months of which over 2 years ( 9 ) 9.4 .

9.1 e Overnight 9.2 e With agreed maturity up to 1 year over 1 and up to 2 years 9.3 e Redeemable at notice up to 3 months ( 1 ) 9.4 e Repos 9x Foreign currencies 9.1 x Overnight 9.2 x With agreed maturity up to 1 year over 1 and up to 2 years 9.3 x Redeemable at notice up to 3 months ( 1 ) 9.4 x Repos ASSETS 1 3 Cash Securities other than shares ( 2 ) up to 1 year over 1 and up to 2 years 4 ( 1 ) ( 2 ) ( 3 )

I stopped smoking completely 3 months ago.

Corresponding to other euro area fiches Savings accounts redeemable with a notice period of over 3 months and higher rates of return , duration up to 1 year SU0536 Sample ( 480 banks ) New business

Non transferable sight savings deposits and other types of retail deposits which , although legally redeemable on demand , are subject to significant penalties .

Chart A Euro area MFIs main asset holdings by sector ( excluding shares and other equities ) ( three month flows

The company was grounded for three months.

The cut off points for the maturity bands ( or for periods of notice ) are for deposits with agreed maturity , at one year and two years maturity at issue and for deposits redeemable at notice , at three months notice and at two years notice .

Balances placed without a fixed maturity that can be withdrawn only subject to a pre announcement of up to and including three months

The regular monthly operations have a maturity of three months .

in the shape of preliminary accounts , such as in BE ( 3 months ) , DK ( 3 months ) , SW ( 2 months ) , FIN ( 3 months ) or UK ( 4 months although the Department for Trade and Industry suggested making mandatory publication of the annual financial statements and reports within a period of four months in a White Paper of July 2002 ) .

LIABILITIES 9 Deposits 9e Euro 9.1 e Overnight 9.2 e With agreed maturity up to 1 year over 1 and up to 2 years 9.3 e Redeemable at notice up to 3 months ( 1 ) 9.4 e Repos 9x Foreign currencies 9.1 x Overnight 9.2 x With agreed maturity up to 1 year over 1 and up to 2 years 9.3 x Redeemable at notice up to 3 months ( 1 ) 9.4 x Repos ASSETS 1 Cash Euro 3 Securities other than shares ( 2 ) up to 1 year

Short term interest rates ( Three month interbank rates

I had to drop 50 pounds in three months.

Maturity breakdown ( residual maturity , where applicable ) Up to one month More than one month and up to three months More than three months and up to one year Total

Chart 7 MFI interest rates on short term deposits and a money market interest rate ( percentages per annum ) overnight deposits deposits with an agreed maturity of up to one year deposits redeemable at notice of up to three months deposits with an agreed maturity of one to two years three month EURIBOR 5.0 4.0 3.0 2.0 1.0 0.0 2003 Source ECB .