Consent shall consist in an explicit authorisation for the Consent shall consist in giving an explicit authorisation for payment service provider to effect a payment transaction the payment service provider to effect a specified or a series of transactions . payment transaction or a specified series of transactions .

Double entry check ( 1 ) All payment orders shall pass a double entry check , the aim of which is to reject payment orders that have been submitted more than once by mistake .

Double entry check ( 1 ) All payment orders shall pass a double entry check , the aim of which is to reject payment orders that have been submitted more than once by mistake .

The Eurosystem has encouraged the EPC to devote significant attention to direct debits , since this is one of the most important payment instruments in the euro area .

Some such services , such as e invoicing or e reconciliation , are considered helpful in driving innovation and in fostering more efficient payment services , as they add value to the core payments .

Once the coded information is introduced in the SEPA message , its treatment is fully automated by banks , without hampering the straight through processing of the payment .

With regard to fees , experience has shown that the sharing of fees between payer and payee is the most efficient system since it facilitates the straight through processing of payments .

The ability of payment institutions to provide payment accounts implies that payment institutions could keep funds for a longer period than is necessary to finalise a payment transaction .

ECB Annual Report 1999 to develop not only links , but also further market solutions to facilitate transfers across borders .

Innovative ser vices can be offered to consumers irrespective of national borders . The long term goal of the banking industry is that SEPA payment instruments will only be used in electronic form .

Member States shall ensure that a payment transaction is considered to be authorised only if the payer has consented to the respective payment order addressed to the payment service provider .

Consent shall consist in an explicit authorisation for the payment service provider to effect a payment transaction or a series of transactions .

In cases where all the conditions set out in the payment service contract in accordance with Article 31 are met , the payer 's payment service provider shall not refuse to execute a payment order which has been initiated through a payment service provider other than the holder of the payer 's payment account and which is covered by the authorisation given by the payer . EN

TITLE IV Rights and obligations in relation to the provision and use of payment services Chapter 1 Authorisation of payment transactions Article 41 Consent Member States shall ensure that a payment transaction is considered to be authorised only if the payer has consented to the respective payment order addressed to the payment service provider .

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the amount of the payment transaction and of any commission fees and charges applied to the payment transaction that the payer had to pay to his payment service provider EN

3 . The payment service provider of the payer shall cease to make funds available to the payer as soon as those funds are debited from the payer 's payment account .

I prefer payment in full to payment in part.

That is important in order to guarantee user confidence and legal certainty for the parties involved in a payment transaction , since in the absence of proper authorisation those transactions would be invalid and the payer would be entitled to an immediate refund .

What is a card payment ?

Justification See paragraphs 9.2 and 9.3 of the opinion Amendment 25 Article 41 Member States shall ensure that a payment transaction is considered to be authorised only if the payer has consented to the respective payment order addressed to the payment service provider .

Member States shall require that , where a payment service user denies having authorised a completed payment transaction , the payment service provider is to provide at least evidence that the payment transaction was authenticated , accurately recorded , entered in the accounts and not affected by a technical breakdown or some other deficiency .

contractual conditions agreed between the payment service A payment transaction may be authorised by the payer provider and the payer , but no later than the point in time prior or subsequent to the execution of the payment trans of acceptance of a payment order or the point in time when a payment order becomes irrevocable under Articles action .

Subsequent to the execution of a payment transaction , the payment service provider shall provide the payer with at least the following information ( a ) ( b ) ( c ) a reference enabling the payment service user to identify each payment transaction and , where appropriate , the information relating to the payee

Since e money also substitutes for means of payments offered by banks ( e.g. in the form of debit card transactions ) , such means of payments would be offered by e money institutions which are no longer subject to reserve requirements .

a description of the respective obligations and liabilities of the payment service provider and the payment service user in relation to the provision and use of the payment service , including in particular the following ( i ) specification of the information or unique identifier that has to be provided by the payment service user in order for a payment order to be properly executed

So once we accept this, the cube is live.

It's easier once the ice has broken.

It's easier once the ice has broken.

the amount of any fees or charges for the payment transaction that the payer had to pay to his payment service provider .

the amount of any commission , fees and charges applied to the payment transaction payable by the payee to his payment service provider for receiving the payment

I once knew a girl that snorted every time she laughed.

Point of sale terminals in the euro area will become increasingly standardised .

Where the payment service providers both of the payer and of the payee are located in the Community and where the payment transaction is carried out solely in the currency of a Member State , Member States shall require the payer 's payment service provider to ensure that the full amount of the payment transaction is received by the payee .

Payment service is a business activity consisting in the execution of payment transactions on behalf of a natural or legal person , where at least one of the payment service providers is located in the European Community .

( 3 ) If all the fields described in subparagraph 2 in relation to a newly submitted payment order are identical to those in relation to a payment order that has already been accepted , the newly submitted payment order shall be returned .

And being aware is just about remembering that you saw everything you've seen for the first time once, too.

There are a series of buildings that are exempt from paying the IBI tax.

Once you've made it, the installation's quite easy.

It's easier once the ice has broken.

And once we create new patterns in this brain, once we shape the brain in a new way, it never returns to its original shape.

It is essential for the payment service user to know the real costs and charges of payment services in order to make an appropriate choice .

For the purposes of this Directive , a payment transaction shall consist in the act , initiated by the payer or by the payee , of depositing , withdrawing or transferring funds from a payer to a payee , irrespective of any underlying obligations between the payment service users .

And once you've curated that data, and once you've cleaned that data, and once it's there, you can do cool stuff like this.

If all the fields described in subparagraph 2 in relation to a newly submitted payment order are identical to those in relation to a payment order that has already been accepted , the newly submitted payment order shall be returned .